Sharia Supervisory Board


At Rosette Merchant Bank our ethos is to conduct business in the highest principled manner, in accordance with Sharia, in order to uphold RMB’s reputation and integrity.

RMB’s Sharia Supervisory Board forms a key element of its Governance structure and is active in overseeing every aspect of its operations.

Our Scholars contribute their knowledge of Sharia towards providing the framework for our businesses. They offer support and direction in accordance with evolving governance practices.

Specifically, our Islamic products are developed with guidance from our Sharia Board and we secure their approval before we offer them to our customers.

Our Sharia Supervisory Board is as follows:

 

Dr. Osama Al Derai

Dr. Essam Khalaf Enezi

Dr. Osama Al Derai

Member of the Sharia Supervisory Board

Dr. Al Dereai is a widely respected Sharia scholar from Qatar as well as Managing Director and CEO of Bait Al-Mashura Finance Consultations.

Dr. Al Dereai has extensive experience in teaching, consulting and research in the field of Islamic finance, having received received qualifications in the Science of Hadeth Al Sharef from the prestigious Islamic University of Madinah, his Masters degree from the International Islamic University (Malaysia) and his Doctorate in Islamic Transactions from the University of Malaya.

Dr Al Dereai also serves as a Sharia board member for various financial institutions which include First Leasing Company, Barwa Bank, First Investment Company and the Ghanim Al Saad Group amongst others.

Dr. Essam Khalaf Enezi

Member of the Sharia Supervisory Board

Dr. Al-Enezi holds a master Degree from Kuwait University and a PhD in Fiqh from the University of Jordan.

Currently Dr. Al-Enezi is the Sharia Control Unit Manager in the Investment Dar Company and a lecturer at Kuwait University, Faculty of Sharia and Islamic Studies. Dr Al Enezi is also a member of various Sharia Advisory Committees in the Middle East, including Sharia Control Unit Manager at Investment Dar.

Dr. Al-Enezi has published a number of research articles in the field of Islamic Finance in various academic journals.